July 4, 2008


Home Equity Line of Credit*

Rates As Of: 05/02/2008

     Home Equity Loan Rates

Term 

From 

To 

Interest Rate 

APR 

 For 10 year term

 $250,000+

 

 Prime minus 1.10%

 3.90% 

 

$75,000 

$249,999 

Prime minus 1.00% 

4.00%

 

 $000

$74,999 

Prime minus .50%

 4.50% 

Add .25% on the listed rate without an auto debit from a Wheaton Bank & Trust Company Account

*The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). Prime Rate accurate as of 04/30/2008.  In no event will the corresponding annual percentage rate (APR) be less than 3.00% per annum or more than the lesser of 18.00% or the maximum rate allowed by applicable law. Consult your tax advisor regarding the deductibility of interest. Purchase of property insurance is required. Offer applies to loans secured by owner-occupied, one to four family residences located in the State of Illinois. This offer may change or be withdrawn at any time.  If closed within first year, a $500 fee will apply.  An initial draw of $5,000 is required for activation within 90 days.

 

Residential Mortgage

Contact us for current rates.

Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)

Contact us for current rates.