July 4, 2008

Rates As Of: 05/01/2008

NOW Account, Savings and Money Market Deposit Rates

 Account Type

From 

To 

Interest Rate 

Annual Percentage Yield 

NOW Account 

$0 

$2,499 

0.10

0.10

 

 $2,500

$9,999 

0.15

0.15

 

$10,000+ 

 

0.30

0.30

 Platinum Preferrered

$0 

$2,499 

0.10

0.10

 

 $2,500

 $9,999

0.15

0.15

 

 $10,000+

 

 0.30

0.30

 Money Market

$0 

$9,999 

0.65

0.65

 

 $10,000

 $49,999

1.29

1.30

 

 $50,000+

 

 1.59

1.60

 Investment Rate Savings Account

$0

$9,999 

0.25

0.25

 

$10,000

$49,999 

1.98

2.00

 

$50,000+ 

 

2.23

2.25

 Statement Savings

$0+ 

 

0.35

0.35

 Passbook Savings

$0+ 

 

0.40

0.40

Junior Savers 

$0+ 

 

 0.45

 0.45

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change.  Fees may reduce earnings.  There is a $100.00 minimum balance requirement to open a N.O.W., Savings or Money Market account.

      

Certificate of Deposit Specials

 Term

 From

 To

 Interest Rate

 Annual Percentage Yield

 

 

 

 

 

 13 Months

 $1,000

 

 2.91

 2.95

 

Fixed Rate Category Certificates of Deposit
      

Term 

From 

To 

 Interest Rate

Annual Percentage Yield 

1 Month 

 $1,000

$99,999 

0.84

0.85

 Founder 1 Month

 $1,000

 $99,999

1.09

1.10

 



 



 

 




3 Months 

 $1,000

 $99,999

 1.74

1.75

 Founder 3 Month

 $1,000

 $99,999

 1.98

 

 2.05

 6 Months

 $1,000

 $99,999

 2.03

 2.05

Founder 6 Month 

 $1,000

 $99,999

 2.28

 2.30




 

 

 





 12 Months

 $1,000

 $99,999

2.18

 2.20

 Founder 12 Months

 $1,000

 $99,999

2.42

2.45

18 Months 

 $1,000

 $99,999

2.47

 2.50

 Founder 18 Month

 $1,000

 $99,999

 2.72

 2.75

 24 Months

 $1,000

 $99,999

 2.86

 2.90

 Founder 24 Month

 $1,000

 $99,999

 3.105

 3.15





 

 


 



 36 Months

 $1,000

 $99,999

3.20

3.25

 Founder 36 Month

 $1,000

 $99,999

 3.445

3.50

 48 Months

 $1,000

 $99,999

 3.35

 3.40

 Founder 48 Month

 $1,000

 $99,999

 3.59

 3.65

 60 Months

 $1,000

 $99,999

 3.40

3.45

 Founder 60 Month

 $1,000

 $99,999

 3.64

 3.70

A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit.  The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00.  Fees may reduce earnings.  Please contact a personal banker for additional information.

For Jumbo Fixed Certificates of Deposit or our Variable Rate Certificate of Deposit– Please consult with a Personal Banker or call 630-469-3000